Investments

"Out of clutter find simplicity" - Albert Einstein (1879-1955) For investors looking for a comprehensive approach towards managing and growing wealth Manulife Simplicity Portfolios: Incorporate the same investment standards used by large pension funds and are considered to be thegold standard for wealth management Capture considerable institutional strength by including some of North America's largest and most respected money managers Provide independent, impartial due diligence through an in-depth review process to ensure your interests remain protected at all times
Commonwealth Financial offers Segregated Funds Investment Products through a variety of insurance companies that we represent.  Segregated Funds offer the protection of Maturity and Death Benefit guarantees, as well as potential creditor protection.  We are always researching the most innovative products and have a thorough understanding of what products might suit your specific needs.  We represent such companies as Manulife Financial, Canada Life Assurance and Equitable Life Insurance, each with a broad range of top quality Segregated Fund Investment Products.  Let us help you to find the product that’s most appropriate for you by booking a financial review with us…
Security for your portfolio. Peace of mind for you. Guaranteed Interest Contracts (GICs) provide you with key benefits you're looking for: A solid foundation for your investment portfolio – reducing overall portfolio risk and providing you with more consistent returns. A positive rate of return – guaranteeing that at least part of your portfolio is continually growing. Peace of mind – you'll rest easy knowing that your principal is safe and secure. Basic GIC Account A cashable GIC investment that offers you the security of a guaranteed interest rate -- but also the flexibility to cash-in if the need arises.…
Essential Income Annuity -- an income solution you can count on When investing for income, annuities are an excellent choice. The income is guaranteed because there is no market exposure. Annuities also offer a higher income rate than many other guaranteed income products, and tax advantages for non-registered funds. A Commonwealth Annuity gives you options that bring versatility to your investment and it is backed by the strength and reliability of Commonwealth Financial. What is an annuity? In exchange for a single lump sum investment, an insurer makes guaranteed regular income payments to an investor that contain both interest and…
EstatePlus Overview For many of us, planning for retirement also means thinking about the legacy we leave behind – GIF Select EstatePlus can help protect your financial legacy. By combining the long–term growth potential of investment funds and the protection benefits of a GIF Select segregated fund contract, EstatePlus helps investors establish and protect a financial legacy that can benefit family and loved ones. Features and benefits of EstatePlus: 100% Death Benefit Guarantee With EstatePlus, you receive a 100% Death Benefit Guarantee. This means your beneficiaries are guaranteed to receive 100% of your deposits to the EstatePlus Series – reduced…
IncomePlus Overview A solution to help manage the concerns and challenges you have for retirement – IncomePlus Predictable income guaranteed not to decrease no matter how investments perform Sustainable income that will last for your life or the lives of you and your spouse Flexible guaranteed income options to suit your retirement income needs Potentially increasing guaranteed income to help keep pace with inflation The ability to change your investment or access your savings at any time (fees may apply) Tax–efficient income when held in a non–registered account Benefits that help ensure the smooth transition of your estate Potential creditor…
InvestmentPlus Overview InvestmentPlus is an investment solution that can help build and protect wealth. InvestmentPlus offers:
Commonwealth PensionBuilder is a straight-forward, low-risk investment that allows you to convert some of your retirement savings into a source of dependable income that you can’t outlive. Whether you’re building for your retirement or are in the retirement stage of your life, you can look to Commonwealth PensionBuilder to supplement existing guaranteed income sources or to create a new income source on which you can rely. Retirement today The face of retirement is changing and it’s important to ensure that you’re financially prepared for a long retirement. With Canadians living longer it means you might spend as much time in…